Shepherd's Ledger

Terms and Conditions

Shepherd's Ledger

Terms and Conditions

Last Updated: February 1, 2026

Welcome to Shepherd's Ledger. These Terms and Conditions ("Terms") govern your access to and use of the Shepherd's Ledger mobile application, website, and related services (collectively, the "Service"). Shepherd's Ledger is designed to help pastors and ministry leaders track ministerial expenditures, mileage, and related financial records.

By creating an account, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

  • 1. Definitions

    “Shepherd’s Ledger,” “we,” “our,” or “us” refers to the owners and operators of the Shepherd’s Ledger application.

    “User,” “you,” or “your” refers to any individual or entity using the Service.

    “Content” means any data, text, images, receipts, financial records, or other materials uploaded, generated, or stored through the Service.


    2. Eligibility

    You must be at least 18 years old and capable of forming a legally binding agreement to use the Service. By using Shepherd’s Ledger, you represent and warrant that you meet these requirements.


    3. Purpose of the Service

    Shepherd’s Ledger is provided as a record-keeping and organizational tool only. It is intended to assist pastors and ministry leaders in tracking expenses, mileage, and receipts for informational and organizational purposes.

    Shepherd’s Ledger does not provide legal, tax, accounting, or financial advice. You are solely responsible for consulting qualified professionals regarding tax reporting, compliance, or financial decisions.


    4. Account Registration and Security

    To access certain features of the Service, you must create an account.

    You agree to:

    • Provide accurate, current, and complete information

    • Maintain and promptly update your account information

    • Keep your login credentials secure

    You are responsible for all activity that occurs under your account. Shepherd’s Ledger is not liable for any loss or damage resulting from unauthorized access to your account.


    5. User Responsibilities

    By using the Service, you agree that you will:

    • Use the Service only for lawful purposes

    • Upload only content you have the legal right to use

    • Ensure the accuracy of all financial and expense data entered

    • Comply with all applicable local, state, and federal laws

    You agree not to:

    • Use the Service for fraudulent, deceptive, or unlawful purposes

    • Attempt to reverse engineer, disrupt, or interfere with the Service

    • Upload malicious code or attempt unauthorized access


    6. Data, Receipts, and Financial Records

    Shepherd’s Ledger may provide features such as receipt scanning, automated categorization, and mileage tracking. While we strive for accuracy, automated features may contain errors.

    You acknowledge that:

    • You are responsible for reviewing and verifying all data

    • Shepherd’s Ledger is not responsible for inaccuracies or omissions

    • Data generated by the Service should not be relied upon as official financial records without independent verification


    7. Data Ownership

    You retain ownership of all Content you submit to the Service.

    By using Shepherd’s Ledger, you grant us a limited, non-exclusive, royalty-free license to store, process, and display your Content solely for the purpose of providing, maintaining, and improving the Service.


    8. Privacy

    Your use of the Service is governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the Service, you consent to our data practices as described in the Privacy Policy.


    9. Subscriptions, Fees, and Payments

    Certain features of Shepherd’s Ledger require a paid subscription.

    Payment Processing

    All payments are processed securely through Stripe, a third-party payment processor. Shepherd’s Ledger does not store or process your full payment card details. By making a payment, you agree to Stripe’s terms of service and privacy policy.

    Billing Terms

    If you purchase a subscription:

    • Fees are billed in advance on a recurring basis

    • All fees are non-refundable except where required by law

    • Prices may change with reasonable prior notice

    • Failure to pay may result in suspension or termination of your account

    You authorize Shepherd’s Ledger, through Stripe, to charge your selected payment method for all applicable fees.


    10. Free Trials

    If a free trial is offered, it will automatically convert to a paid subscription unless canceled before the trial period ends. Trial terms will be clearly disclosed at the time of sign-up.


    11. Intellectual Property

    All trademarks, logos, software, designs, and content related to Shepherd’s Ledger (excluding user-generated Content) are the exclusive property of Shepherd’s Ledger and are protected by applicable intellectual property laws.

    You may not copy, modify, distribute, or create derivative works without prior written consent.


    12. Service Availability and Modifications

    We strive to keep the Service available but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or technical issues.

    We reserve the right to:

    • Modify or discontinue any feature

    • Update these Terms at any time

    • Suspend or terminate access for violations of these Terms


    13. Termination

    You may stop using the Service at any time.

    We may suspend or terminate your account if you:

    • Violate these Terms

    • Use the Service in a way that creates legal or security risk

    • Fail to pay required fees

    Upon termination, your access to the Service will cease, and your data may be deleted in accordance with our data retention policies.


    14. Disclaimer of Warranties

    The Service is provided “as is” and “as available.” To the fullest extent permitted by law, Shepherd’s Ledger disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.


    15. Limitation of Liability

    To the maximum extent permitted by law, Shepherd’s Ledger shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of data, loss of revenue, or tax penalties, arising from your use of the Service.

    In no event shall our total liability exceed the amount paid by you to Shepherd’s Ledger in the twelve (12) months preceding the claim.


    16. Indemnification

    You agree to indemnify and hold harmless Shepherd’s Ledger, its owners, affiliates, and employees from any claims, damages, losses, or expenses arising out of your use of the Service or violation of these Terms.


    17. Governing Law

    These Terms are governed by and construed in accordance with the laws of the State of Arkansas, without regard to conflict of law principles.


    18. Changes to These Terms

    We may update these Terms from time to time. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.


    19. Contact Information

    If you have questions about these Terms, contact us at:

    Email: contact@shepherdsledger.net


    By using Shepherd’s Ledger, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

    "User," "you," or "your" refers to any individual or entity using the Service.

  • "Content" means any data, text, images, receipts, financial records, or other materials uploaded, generated, or stored through the Service.


2. Eligibility

You must be at least 18 years old and capable of forming a legally binding agreement to use the Service. By using Shepherd's Ledger, you represent and warrant that you meet these requirements.


3. Purpose of the Service

Shepherd's Ledger is provided as a record-keeping and organizational tool only. It is intended to assist pastors and ministry leaders in tracking expenses, mileage, and receipts for informational and organizational purposes.

Shepherd's Ledger does not provide legal, tax, accounting, or financial advice. You are solely responsible for consulting qualified professionals regarding tax reporting, compliance, or financial decisions.


4. Account Registration and Security

To access certain features, you must create an account.

You agree to:

  • Provide accurate, current, and complete information

  • Maintain and promptly update your account information

  • Keep your login credentials secure

You are responsible for all activities that occur under your account. Shepherd's Ledger is not liable for any loss or damage resulting from unauthorized access to your account.


5. User Responsibilities

By using the Service, you agree that you will:

  • Use the Service only for lawful purposes

  • Upload only content that you have the legal right to use

  • Ensure the accuracy of all financial and expense data entered

  • Comply with all applicable local, state, and federal laws

You agree not to:

  • Use the Service for fraudulent or deceptive purposes

  • Attempt to reverse engineer, disrupt, or interfere with the Service

  • Upload malicious code or attempt unauthorized access


6. Data, Receipts, and Financial Records

Shepherd's Ledger may offer features such as receipt scanning, automated categorization, and mileage tracking. While we strive for accuracy, we do not guarantee that automated recognition or categorization will be error-free.

You acknowledge that:

  • You are responsible for reviewing and verifying all data

  • Shepherd's Ledger is not responsible for inaccuracies or omissions

  • Data generated by the Service should not be relied upon as official financial records without verification


7. Data Ownership

You retain ownership of all Content you submit to the Service.

By using Shepherd's Ledger, you grant us a limited, non-exclusive, royalty-free license to store, process, and display your Content solely for the purpose of providing and improving the Service.


8. Privacy

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the Service, you consent to our data practices as described in the Privacy Policy.


9. Subscription, Fees, and Payments

Some features of Shepherd's Ledger may require a paid subscription.

If you purchase a subscription:

  • Fees are billed in advance on a recurring basis

  • All fees are non-refundable unless required by law

  • We reserve the right to change pricing with reasonable notice

Failure to pay may result in suspension or termination of your account.


10. Free Trials

If a free trial is offered, it will automatically convert to a paid subscription unless canceled before the trial period ends. Trial terms will be disclosed at the time of sign-up.


11. Intellectual Property

All trademarks, logos, software, designs, and content related to Shepherd's Ledger (excluding user-generated Content) are the exclusive property of Shepherd's Ledger and are protected by intellectual property laws.

You may not copy, modify, distribute, or create derivative works without our prior written consent.


12. Service Availability and Modifications

We strive to keep the Service available but do not guarantee uninterrupted access. Shepherd's Ledger may be temporarily unavailable due to maintenance, updates, or technical issues.

We reserve the right to:

  • Modify or discontinue features

  • Update these Terms at any time

  • Suspend or terminate access for violations of these Terms


13. Termination

You may stop using the Service at any time.

We may suspend or terminate your account if you:

  • Violate these Terms

  • Use the Service in a way that creates legal risk

  • Fail to pay required fees

Upon termination, your access to the Service will cease, and your data may be deleted in accordance with our data retention policies.


14. Disclaimer of Warranties

The Service is provided "as is" and "as available." To the fullest extent permitted by law, Shepherd's Ledger disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.


15. Limitation of Liability

To the maximum extent permitted by law, Shepherd's Ledger shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of data, loss of revenue, or tax penalties, arising from your use of the Service.

In no event shall our total liability exceed the amount paid by you to Shepherd's Ledger in the twelve (12) months preceding the claim.


16. Indemnification

You agree to indemnify and hold harmless Shepherd's Ledger, its owners, affiliates, and employees from any claims, damages, losses, or expenses arising out of your use of the Service or violation of these Terms.


17. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Arkansas, without regard to conflict of law principles.


18. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.


19. Contact Information

If you have questions about these Terms, please contact us at:

Email: contact@shepherdsledger.net


By using Shepherd's Ledger, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

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